National payment system as a means of financial independence of the state

DOI: 10.33917/mic-3.110.2023.24-28

A modern model of money turnover associated with the use of electronic payments and payment systems of various levels is considered. The analysis of the statistical data of the Central Bank of Russia is carried out, the indicators of the popularity of electronic payment means in the Russian Federation for 2010-2022 are compared, the historical aspect of the development of public relations related to money circulation, in which cash prevailed, is touched upon. The prerequisites for the transition of the economy to non-cash means of payment and the role of electronic money in the modern life of people are revealed. The definition of the payment system, its main components, as well as the types of payment systems depending on the level of coverage are revealed, the relationship and interdependence of the development of the national payment system and the security of the country’s money circulation and the financial independence of the state are analyzed.

References:

1. Kunitsyna N.N. The role of electronic money in the formation and development of the national payment system of Russia: monograph / N.N. Kunitsyna, E.I. Dyudikova. Stavropol: North Caucasus Federal University, 2017. 192 p. ISBN 978-5-9296-0909-1. Text: electronic // Digital educational resource IPR SMART: [website]. URL: https://www.iprbookshop.ru/75592.html

2. National Payment System. URL: https://www.cbr.ru/PSystem /

3. Transactions made using payment cards in 2010. URL: http://www.cbr.ru/Collection/Collection/File/19966/T15_2010.xls

4. Transactions made using payment cards for 2022. URL: http://www.cbr.ru/Content/Document/File/105970/T15.xlsx

5. Antimonopoly policy in related markets: theory and practice: monograph / edited by S.B. Avdasheva, A.E. Shastitko. Moscow: RANEPA Case, 2018. ISBN 978-5-7749-1321-3. Text: electronic // Lan: electronic library system. URL: https://e.lanbook.com/book/143395

6. Visa and Mastercard suspended work in Russia: what it means. URL: https://www.forbes.ru/finansy/458195-visa-i-mastercard-priostanovili-rabotu-v-rossii-cto-eto-znacit

7. Results of the year: how Russia responded to the demarche of Visa and Mastercard. URL: https://ria.ru/20221219/ekonomika-1839651982.html

8. Pertseva S.Yu. Digital technologies in international finance: a textbook.  Moscow: MGIMO, 2021. 257 p. ISBN 978-5-9228-2491-0. Text: electronic // Lan: electronic library system. URL: https://e.lanbook.com/book/294446

9. Kuznetsov V.V. The concept of development of a competitive national payment system: monograph. Moscow: Dashkov and K, 2021. 170 p. ISBN 978-5-394-04828-9. Text: electronic // Digital educational resource IPR SMART: [website]. URL: https://www.iprbookshop.ru/120718.html

10. Realities and prospects of digital transformation of the economy: monograph / V.D. Milovidov, V.A. Onuchak, S.Yu. Pertseva [et al.]; edited by O. B. Pichkov. Moscow: MGIMO, 2020. 209 p. ISBN 978-5-9228-2194-0. Text: electronic // Lan: electronic library system. URL: https://e.lanbook.com/book/294704

Innovative Activity of Russian Enterprises: Problems and Solutions

DOI: 10.33917/es-2.188.2023.56-63

The present article analyzes the development level of the Russian economy and reveals problematic factors that hinder the progress of innovative production. The author identifies priority industries in terms of the Russian capital concentration and the reasons limiting the investment activities of domestic and foreign investors in industries of high technological competence. Reindustrialization of the economy, aimed at restoring the production potential of manufacturing industry through modern innovative transformations, is shows necessary.

References:

1. Zelenkina E.V., Pavlenko I.V., Lukoshevichus G.A. Metod obespecheniya innovatsionnogo razvitiya infrastruktury agroproizvodstvennogo rynka [Method for Ensuring Innovative Development of the Infrastructure of the Agro-industrial Market]. Nauchnoe obozrenie. Seriya 1: Ekonomika i pravo, 2018, no 3–4, pp. 84–94.

2. Mirovaya ekonomika. Statistika [World Economy. Statistics]. Ereport, URL: www.ereport.ru.

3. Informatsiya Federal’noi nalogovoi available at: www.ereport.ru.sluzhby ot 6 maya 2022 g. “Svedeniya o sredneotraslevykh pokazatelyakh nalogovoi nagruzki, rentabel’nosti prodannykh tovarov, produktsii, rabot, uslug i rentabel’nosti aktivov organizatsii po vidam ekonomicheskoi deyatel’nosti, kharakterizuyushchikh finansovo-khozyaistvennuyu deyatel’nost’ nalogoplatel’shchikov za 2020 god” [Information of the Federal Tax Service dated May 6, 2022 “Information on Industry-average Indicators of the Tax Burden, Profitability of Goods Sold, Products, Works, Services and Profitability of Organizations’ Assets by Type of Economic Activity Characterizing the Financial and Economic Activities of Taxpayers for 2020”]. Garant, available at: http://www.garant.ru.

4. Silin Ya.P., Animitsa E.G. Rossiiskaya model’ novoi industrializatsii: k postanovke problem [Russian Model of New Industrialization: to the Formulation of the Problem]. Izvestiya Ural’skogo gosudarstvennogo ekonomicheskogo universiteta, 2017, no 5(73), pp. 44–53.

5. Shibaev S.V., Marushchak I.I. Mnogotselevoi podkhod k otsenke innovatsionno-investitsionnogo potentsiala khozyaistvuyushchikh sub”ektov [A Multi-purpose Approach to Assessing the Innovation and Investment Potential of Economic Entities]. Aktual’nye problemy sotsial’no-ekonomicheskogo razvitiya Rossii, 2018, no 1, pp. 63–68.

6. Goland Yu.M. Opyt industrializatsii pri NEPe i ego ispol’zovanie v sovremennykh usloviyakh [Experience of Industrialization under the New Economic Policy and its Use in Modern Conditions]. Voprosy ekonomiki, 2013, no 10, pp. 109–135.

7. Maevskii V.I. Kornai, Shumpeter i ekonomicheskaya teoriya [Kornai, Schumpeter and Economic Theory]. Voprosy ekonomiki, 2012, no 8, pp. 145–152.

Human Capital and Its Main Component — the “Knowledge Economy” Sphere as the Main Source of Socio-Economic Growth

#4. Monument up to the Sky
Human Capital and Its Main Component — the “Knowledge Economy” Sphere as the Main Source of Socio-Economic Growth

After four years of depression (2013–2016), our country this year came out of recession and again went into a stage of stagnation. If we take serious measures that need to be worked out and basically adopted this year, then as early as 2018–2019, our country can resume socio-economic growth.

Human Capital and Its Main Component — the “Knowledge Economy” Sphere as the Main Source of Socio-Economic Growth

#3. Attraction of Diversity
Human Capital and Its Main Component — the “Knowledge Economy” Sphere as the Main Source of Socio-Economic Growth

After four years of depression (2013–2016), our country this year came out of recession and again went into a stage of stagnation. If we take serious measures that need to be worked out and basically adopted this year, then as early as 2018–2019, our country can resume socio-economic growth.

Whirlwinds of Global Risks and Russia’s Development Strategy. On Strategic Directions of Development of IT-Industry in Russia

#3. Expectation of Light

December 9, 2010 the Russian Academy of Sciences hosted the tenth jubilee session of the Global Strategic Forum on the theme “Whirlwinds of Global Risks Development Strategy of Russia”. During the second block of the Forum leaders of Russian IT-sector presented a report “On strategic directions of IT-industry development in Russia”, prepared by a working group within the Information and Computer Technologies Industry Association (APKIT) in cooperation with the Institute for economic strategies.

Innovative Practice of Training IT-Specialists in the University “Dubna”

#5. Gradation of the Inadmissible

Modern education – an education that is notable for continuous and rapid growth of the qualification requirements for professionals.