DOI: 10.33917/mic-3.122.2025.100-109

The article examines the factors influencing the dynamics of housing construction in Moscow between 2019 and 2024, with a particular focus on the role of banking instruments in ensuring the stability of the construction industry. It explores the effects of the pandemic, changes in credit policies, and legislative innovations such as the reduction of warranty periods and the lowering of penalty sanctions. The findings suggest that economic instability and shifts in consumer preferences have a significant impact on the market structure, while financial instruments help mitigate the negative effects of crisis situations. The conclusion emphasizes the importance of an integrated approach aimed at further improving financial mechanisms and adapting legislation to support the stable development of the construction sector.

References: 

1. Housing commissioning. Federal State Statistics Service (Rosstat). URL: https://rosstat.gov.ru/analitika/vvod_zhilya (In Russ.)

2. Monitoring of housing construction volumes. Ministry of Construction and Housing and Communal Services of the Russian Federation. Housing policy. URL: https://minstroyrf.gov.ru/trades/zhilishnaya-politika/8/  (In Russ.)

3. Housing construction in the Russian Federation in 2023 increased by 7.5%, to 110.4 million sq. m. – Rosstat. Interfax. January 26, 2024. URL: https://www.interfax-russia.ru/realty/news/zhilishchnoe-stroitelstvo-v-rf-v-2023-g-vyroslo-na-7-5-do-110-4-mln-kv-m-rosstat (In Russ.)

4. Moscow residential real estate market overview based on the results of May 2024. Moscow Analytical Center. URL: https://ac-mos.ru/download/estate/2024_07_01/ (In Russ.)

5. Financing of shared-equity construction. Bank of Russia. URL: https://www.cbr.ru/banking_sector/equity_const_financing/ (In Russ.)

6. Borisyako М.А., Valershteyn A.V. ESG-transformation of companies in the investment and construction industry. In: XXXVI International Plekhanov Readings. Collection of articles by the conference participants. In 4 volumes. Moscow, April 25–27, 2023. Moscow: Plekhanov Russian University of Economics, 2023. pp. 22–26. EDN: https://elibrary.ru/eskota (In Russ.)

7. Abbasov E.U. Elements of ESG transformation in the investment system in the construction industry. In: Sustainable development (ESG): finance, economics, industry. Proceedings of the IV National scientific and practical conference with international participation, St. Petersburg, October 19-20, 2023. St. Petersburg: Center for Scientific and Production Technologies «Asterion», 2023. pp. 186–190. EDN: https://elibrary.ru/filxzm (In Russ.)

8. Lomoro A., Mossa G., Pellegrino R., Ranieri L. Optimizing Risk Allocation in Public-Private Partnership Projects by Project Finance Contracts. The Case of Put-or-Pay Contract for Stranded Posidonia Disposal in the Municipality of Bari. Sustainability. 2020; 12(3):806. https://doi.org/10.3390/su12030806 (In Eng.)

9. The districts of Moscow where new buildings have fallen in price by 10-15% in a month are named. RBC Real Estate. November 5, 2024. URL: https://realty.rbc.ru/news/672562309a7947b8d6190932?from=copy (In Russ.)

DOI: 10.33917/mic-3.110.2023.29-36

The relevance of the study is due to the need to develop state regulation of the housing sector through the most effective methods and digital solutions aimed at ensuring the availability of housing for the population and improving the living conditions of citizens. The methods of regulation of the housing sector associated with state financial support for certain categories of participants in housing relations are analyzed in detail. In this regard, the need for digitalization of the housing sector and the transformation of production relations and procedures aimed at creating a digital ecosystem was noted. The most significant for the development of methods for regulating the housing sector in the context of digitalization are the State Information System for Housing and Communal Services and the State Services Portal. Based on the analysis of existing methods and digital solutions, we came to the conclusion that it is necessary to form complex digital technologies and smooth out differences in the pace of digitalization of the housing sector in megacities and other cities.

References:

1. Providing citizens with social support for paying for housing and utilities in the constituent entities of the Russian Federation. URL: https://rosstat.gov.ru/statistics/zhilishhnye_usloviya

2. Evaluation of the business activity of housing developers. URL: https://xn--d1aqf.xn--p1ai/analytics/polls/

3. Shared multi-apartment construction in the Russian Federation URL: https://xn--d1aqf.xn--p1ai/analytics/housing-construction/

4. Decree of the President of the Russian Federation of May 9, 2017 No. 203 «On the Strategy for the Development of the Information Society in the Russian Federation for 2017–2030». URL: http://pravo.gov.ru/proxy/ips/?docbody=&nd=102431687&rdk=

5. Botareva E.A. Improving the sector of housing and communal services with the help of GIS housing and communal services. Science of the 21st century: current directions of development. 2022;1-1:10-12. (In Russ.).

6. Silova, Y.A., Poyarkova E.I., Popov A.A. Modification of the functionality of the GIS housing and communal services portal to solve actual problems of BIG DATA in the field of housing and communal services. Economics and business: theory and practice.  2021;12-3 (82):66-72.  (In Russ.). DOI 10.24412/2411-0450-2021-12-3-66-72.

7. Vilenskaya E.V. Features of the use of digital technologies in the housing and communal services. Proceedings of the national scientific and practical conference «Information and technological support for business development in a digital economy». Publishing house: Orel State University of Economics and Trade. 2019. pp. 5-10. (In Russ.).

8. Lychagina A.A., Demenev A.V. Optimization of the housing and communal services sector through technological innovations. Service in Russia and abroad. 2020;14(5):164-174. (In Russ.).

9. Sologubova G.S. Components of digital transformation: monograph. Moscow:   Yurayt, 2018. 141 p. (In Russ.).