Impact of Artificial Intelligence on Cybercrime. Economic and Legal Aspects of its Decrease
DOI: 10.33917/es-2.200.2025.104-109
The article examines fundamental causes of fraud in the financial sector based on global practice and Russian experience in fighting cybercrimes. Growing indicators prove ineffectiveness of all measures taken, including restrictions imposed by states. The issue can be resolved only by turning to the alpha and omega of economic science — to a man or more precisely to a human capital, which the author in his previous studies, based on works of the Soviet cybernetic school, have defined not only as knowledge, talents and abilities, but also as directed thinking algorithms. These algorithms now have become the main object of appropriation. Banks, IT-corporations, telecom operators and fraudsters compete for them in order to control a person and induce him to transfer his financial resources or his data for their appropriation by fraudsters.
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