The underwriting method as a tool for analyzing the demand for services (on the example of the Republic of Tatarstan)

DOI: 10.33917/mic-5.106.2022.100-104

The scientific article presents the trends in the development of services based on the applications of popular search queries of potential consumers, which allow analyzing the demand for trends in goods (services) using the example of the Republic of Tatarstan.


1. Novikov A.V., Slabskaya D.N. Underwriting: international practice // Questions of Russian international law. 2021;11(2A):40-46. (In Russ.).

2. Shinkevich M.V. Specifics of the study of the competitive advantages of the service sector market at the mesoeconomic level: theory and practice. / M.V. Shinkevich, I.V. Zhukovskaya // Microeconomics. 2019;2:38-43. (In Russ.).

3. Klishina Yu.E., Uglitskikh O.N., Volodina A.V. The use of underwriting technology in insurance // Innovative economy: prospects for development and improvement. 2021;5(55):74-78. (In Russ.).

4. Zhukovskaya I.V. Segmentation of the service market: problems, solutions // Microeconomics. 2021;2:32-37. (In Russ.).

5. Ragimkhanov A.V. Systematization of scientific approaches to the study of the competitiveness of services: from theory to practice. / A.V. Ragimkhanov, I.V. Zhukovskaya // Microeconomics. 2022;1:75-78. (In Russ.).

6. Rostourism website //

Ensuring Sustainability of Territorial Housing Markets in a Turbulent Economy (on the Example of the Penza Region)


The article provides a comprehensive structural analysis of ensuring stability for the territorial housing market in a turbulent economy on the example of the Penza region. The study was carried out in the following fields: structure of developers, volumes and dynamics of construction, the price range of new buildings. In addition, financial express analysis of the main developers in the region was carried out in order to identify their financial stability over the forecast horizon in the face of economic uncertainty. As a separate segment of the research, it is accepted to study dynamics of the main parameters of the mortgage territorial market as the main regulator of the housing market development. Formulated conclusions provide an opportunity to the subjects of the territorial housing market to form innovative individual corporate and government strategies of sustainable development for the short term in a turbulent economy.


1. Asaul A.N., Asaul M.A., Starinskii V.N., Shcherbina G.F. Analiz i prognozirovanie rynka [Analysis and Forecasting of the Market]. Moscow, Yurait, 2022, 296 p. (Vysshee obrazovanie).

2. Asaul A.N., Starinskii V.N., Mamedov Sh.M., Shcherbina G.F. Analiz i prognozirovanie rynochnoi kon”yunktury [Analysis and Forecasting of Market Conditions]. Saint-Petersburg, ANO “Institut problem ekonomicheskogo vozrozhdeniya”, 2018, 464 p.

3. Asaul A.N., Asaul M.A., Lyulin P.B., Chepachenko N.V. Trendy zhilishchnogo stroitel’stva v Rossii i srednesrochnyi prognoz [Housing Construction Trends in Russia and Medium-term Forecast]. Problemy prognozirovaniya, 2019, no 3, pp. 111–117.

4. Asaul A. N., Asaul M. A., Liulin P. B., Chepachenko N.V. Housing Construction in Russia: Trends and Medium-Range Forecasts. Studies on Russian Economic Development, 2019, vol. 30, N 3, pp. 313–318, DOI 10.1134/S1075700719030055.

5. Baronin S.A., Kulakov K.Yu. Genezis upravleniya stoimost’yu kontraktov zhiznennogo tsikla ob”ekta kapital’nogo stroitel’stva i stoimosti vladeniya nedvizhimost’yu [Genesis of Managing the Cost of Life Cycle Contracts for a Capital Construction Object and the Cost of Real Estate Ownership]. Nedvizhimost’: ekonomika, upravlenie, 2020, no 1, pp. 10–14.

6. Baronin S.A., Kulakov K.Yu., Timofeev K. P. Teoriya i praktika upravleniya konkurentosposobnost’yu na pervichnykh zhilishchnykh rynkakh po segment kompanii-liderov [Theory and Practice of Managing Competitiveness in Primary Housing Markets in the Segment of Leading Companies]. Penza, Penzenskii gosudarstvennyi universitet arkhitektury i stroitel’stva, 2017, 156 p.

7. Baronin S., Kulakov K. Development of life cycle valuation with priority of national projects and energy efficiency. E3S Web of Conferences. Rostov-on-Don, October 20–23, 2020. Rostov-on-Don, 2020, p. 07006, DOI 10.1051/e3sconf/202021707006.

8. Buzyrev V.V., Selyutina L.G. Zhilishchnaya problema i puti ee resheniya v sovremennykh usloviyakh [Housing Problem and Ways of Its Solution in Modern Conditions]. Saint-Petersburg, Izd-vo Sankt-Peterburgskogo gosudarstvennogo universiteta, 2013, 335 p.

Protracted Stagnation. The Russian Economy in 2014-2015

#2. Mr Wanna-know-All's Questions
Protracted Stagnation. The Russian Economy in 2014-2015

The article discusses the main results of 2013. It analyzes trends and forecasts of macroeconomic indicators in the medium term until 2015. The paper studies the reasons of existing situation and identifies factors contributing to the economic growth. Dynamics of the Russian economy and global economic trends are compared.